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The cheapest car insurance company for a driver profile with a clean record is USAA, at just $885 per year. Call 855-999-9186 or start your free quote online. Unfortunately, there's no guaranteed way to find very cheap car insurance with no deposit. This way, you can have cheap car insurance rates, great discounts, and a fantastic customer experience. Finding a no-down insurance deal takes less time than you might think. Of the 70 most popular car models on the road in 2017, the Toyota Tundra is the cheapest car to insure at an average of $140 a month. Cheap car insurance: What you should know. Enter your ZIP code to start your custom quote. [Read: The Best Auto Insurance of 2020] When shopping for the best car insurance for cheap, keep in mind that the state-required minimum doesn’t protect your own car … The lowest car insurance group generally offers the cheapest car insurance premiums. The fact is that insurance … You want affordability that doesn’t skimp on coverage. 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